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Deposits - Account Rates at a Glance


Accounts Minimum A.P.Y.*
Regular Share  $100  0.05%
Grow Green Savings***  $0  0.15%
Incentive Checking (qualified)**  $0 1.25%
Seniority Status Checking  $1,000 0.15%
IRAs  $100 0.10%
Money Market  $0 to $999 0.00%
Money Market  $1,000 to $2,499 0.00%
Money Market  $2,500 to $9,999 0.05%
Money Market  $10,000 to $24,999 0.05%
Money Market  $25,000 to $49,999 0.05%
Money Market  $50,000 to $99,999 0.10%
Money Market $100,000 to $249,999 0.10%
Money Market $250,000 to 499,999 0.10%
Money Market $500,000 + 0.10%
3 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate:
 
$ 1,000
$100,000
$1,000,000

0.25%
0.35%
0.45%
6 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate:
 
$ 1,000
$100,000
$1,000,000

0.25%
0.35%
0.45%
12 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate:
 
$ 1,000
$100,000
$1,000,000

0.30%
0.40%
0.50%
24 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate:
 
$ 1,000
$100,000
$1,000,000

0.65%
0.75%
0.85%
36 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate
 
$ 1,000
$100,000
$1,000,000

0.98%
1.09%
1.19%
48 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate:
 
$ 1,000
$100,000
$1,000,000

1.10%
1.20%
1.30%
60 Month
Regular Certificate:
Jumbo Certificate:
Millionaire Certificate
 
$ 1,000
$100,000
$1,000,000

1.25%
1.35%
1.45%
* A.P.Y. = Annual Percentage Yield. Dividends on regular shares, youth accounts, IRAs and money market accounts are accurate as of 03/23/17. Share certificate dividend rates are accurate as of 03/23/17. There will be a penalty for early withdrawal of certificates. Call 407.426.6000 for recent rate changes. Fees may reduce earnings on accounts. Rates may change after accounts are opened and without notice.  Dividends are paid at the end of each month.

**Incentive Checking is a variable rate account and the rate may change after the account is opened. The Incentive Checking account is a Tiered Rate account. If your average daily balance is $15,000.00 or below and requirements are met, the APY will be the qualified APY. If your average daily balance is $15,000.00 or below and requirements are not met, the APY will be 0.05%. If your average daily balance is $15,000.01 or greater, 0.05% APY will apply to the average daily balance exceeding $15,000.00. To receive the qualified APY, member must have a valid email address, use eStatements, make a minimum of 3 Bill Pay transactions post to your account each month, and make a minimum of 8 Smart Check Debit Card transactions using your signature each month. Fees could reduce the earnings on the account.

***Grow Green Savings is a variable rate account and the rate may change after the account is opened. Must use eStatements to qualify for APY. If the account does not meet the eStatements requirement, the APY will revert back to the current Regular Share account rate. No minimum balance required to earn APY. Fees could reduce the earnings on the account.