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Loans - Loan Rates at a Glance

Loan Type Term Daily Periodic Rate Annual Percentage Rate
New Autos*  Up to 72 Months: Extended terms available**  0.004082% - 0.044520%  1.49%^ - 16.25%  
Used Autos*  Up to 72 Months: Extended terms available**   0.004904% - 0.046548%  1.79%^ - 16.99%  
Experienced/Classic Autos* Up to 36 Months   0.024630% - 0.046548%  8.99% - 16.99%
New Auto First Time Buyer  Up to 60 Months   0.038329% 13.99% 
Used Auto First Time Buyer  Up to 60 Months   0.038329% 13.99% 
New Boats *  72 Months: Extended terms available**   0.013671% - 0.035589%  4.99% - 12.99%
Used Boats*  72 Months: Extended terms available**   0.013671% - 0.035589%  4.99% - 12.99%
New Motorcycle*  84 Months: Extended terms available**   0.012301% - 0.032986%  4.49% - 12.04%
Used Motorcycle*  84 Months: Extended terms available**   0.013671% - 0.034356%  4.99% - 12.54%
New RV*  72 Months: Extended terms available**   0.013671% - 0.035589%  4.99% - 14.99%
Used RV*  72 Months: Extended terms available**   0.013671% - 0.035589%  4.99% - 14.99%
New Jet Ski & ATV*  Up to 36 Months   0.023945% - 0.046548%   8.74% - 16.99%
Used Jet Ski & ATV*  Up to 36 Months   0.026685% - 0.049288%   9.74% - 17.99%

* Your actual rate will be customized based on your credit characteristics. The lowest rates shown are for members with excellent credit. These loan rates, effective February 1, 2016 are an addendum to your LoanLiner agreement. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher. Indexed rates are based on the percentage above the dividend rate paid on certificate or share accounts.


**Extended terms available. Some restrictions may apply. Rates subject to change without notice.