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Auto Loans

Insight Credit Union offers financing for new and used autos with a variety of terms available. Qualified members can finance up to 100% of the MSRP for new cars and trucks, and 100% of the NADA retail price for used vehicles.

Credit life and disability insurance as well as extended warranties are available at reasonable prices, which can be added to your loan payments for your convenience.
Loan Type Term Daily Periodic Rate Annual Percentage Rate
New Autos* Up to 72 Months  0.005890% - 0.044520%  2.15% - 16.25%  
Used Autos* Up to 72 Months   0.006822% - 0.046548%  2.49% - 16.99%  
Experienced/Classic Autos Up to 36 Months  0.024630% - 0.046548%  8.99% -  16.99%

 *Your actual rate will be customized based on your credit characteristics. The lowest rates shown are for members with excellent credit. These loan rates, effective June 15, 2018 are an addendum to your LoanLiner agreement. The payment amount and due date of payments will be determined at the time of each advance and disclosed on the Funds Request Voucher.


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