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Steps to take if your Wallet is Stolen


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Steps to take if your Wallet is Stolen

Even with all the recent news about identity theft, you still may not know what to do if you lose your wallet. Take some time today to place the contents of your wallet on a photocopy machine and make a copy of both sides of each license and credit card. You will know what you had in your wallet and all of the account numbers and phone numbers to call to cancel if you need to. Be sure to keep your photocopies in a safe place.

If your wallet is lost or stolen, what do you do next?

Step 1: Protect your finances.
Contact the fraud departments of each of the three major credit bureaus. Get a copy of your credit report, which is free to identity theft victims. Ask that your file be flagged with a “fraud alert tag” and a “victim's statement.” That will limit the thief's ability open new credit accounts, and new creditors will generally call you before granting credit.

Equifax 1-800-525-6285 www.equifax.com
Experian 1-888-397-3742 www.experian.com
TransUnion 1-800-680-7289 www.tuc.com

Step 2: File a police report.
You will need a police report to dispute unauthorized charges and for any insurance claims. Also, call the Federal Trade Commission at 1-877-ID-THEFT to enter your case in the FTC's “Consumer Sentinel” database, a nationwide list of identity theft cases which can be used by law enforcement officers to find patterns and catch criminals.

Step 3: Close all compromised accounts.
For a more detailed 17-step plan to follow if your identity is stolen, visit www.privacyrights.org/fs/fs17a.htm or give us a call at the credit union with any questions or concerns.

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