Print this Page

Security Center

At Insight Credit Union, the security of member information is a priority. Every day, unscrupulous individuals are busy developing new scams targeting the unsuspecting public and one of the best ways to avoid fraud is to become an educated consumer. Our Security Center offers a variety of valuable materials regarding information security. Be sure to check back often as content is updated regularly. 

It’s home improvement season! Contractors of all kinds, from painters to builders, electricians, roofers and more, are hard at work sprucing up homes across the country.

If you’re hiring anyone to make improvements on your home, be alert! Home improvement scams are more common than you may think. And they can be difficult to spot. Don’t let this happen to you! Here are a few ways to spot a home improvement scam:

  • The contractor insists on being paid up front
    While most contractors will ask for a deposit toward their final fee when you hire them, be wary of any contractor who demands you pay more than a third of the total fee up front.
  • The contractor refuses to supply references
    Never hire a contractor without speaking to someone who’s used their services in the past. If a contractor refuses to furnish names and contact information of previous clients, it may be best to seek a new option.
  • There’s negative information about the contractor on the BBB site
    Before hiring any small business you’ve never used, it’s a good idea to check them out on the Better Business Bureau (BBB) website. Once there, you can read reviews and ratings and see if any complaints have been filed against the company.
  • They try to avoid permits
    A contractor who tries to convince you there’s no need to pull permits is one who wants to avoid the authorities at all costs.

Don’t get ripped off by a scammer! Do your homework well before hiring any contractors this (or any) season. It’s one surefire way to ensure your home improvement project goes smoothly and without unpleasant surprises

Here are some other articles you may find helpful:
Help Protect Yourself From Tech Support Scams
Beware of Social Media Scams 
8 Ways To Avoid Getting Scammed On Craigslist 

Our Services