Get On Board With Lower Auto Payments
Qualifying* auto loans will receive a Cruise Certificate for Two+!
Finance your new or used vehicle or refinance your existing auto loan from another financial institution with Insight Credit Union and cruise your way to lower payments! Ready to set sail?
Click here to apply today or call 407.426.6000 or toll-free 888.843.8328 to speak with a representative about refinancing and save!
What Comes With The Cruise:
Your Cruise Certificate for Two will include all on-board gourmet meals and snacks, a wide range of nightly entertainment, a variety of on-board activities, plus you'll be docking at exotic cities you can explore. Upgrades are available at your own cost if you would like to bring your whole family or sail to a different location.
+How It Works:
Upon completion of the qualified loan and re-financing process, a letter along with the Cruise Certificate for Two will be mailed to members who meet the criteria. The Cruise Certificate for Two must be registered with Pacific Coast Travel ("PCT") within 45 days from the certificate issue date. Travel must be booked and completed within 18 months. No cash value. The certificate is valued up to $1,798 but cannot be redeemed for cash. Ports of departure include Jacksonville, FL, Port Canaveral, FL, Miami, FL, Galveston, TX, New Orleans, LA or Los Angeles, CA. Only one certificate per qualified auto loan. Certificate recipient is responsible for: 1) Registering the Cruise for Two Certificate within 45 days of the Issue Date; 2) a one-time registration fee of $19 per person; 3) port charges, taxes, customs and fulfillment fees of $39.60 per day/per person; 4) transportation to and from the port; 5) any applicable identification requirements; 6) any applicable incidental/gratuity charges and/or fees; and 7) any change fees or additional charges charged by the cruise line, PCT, or any other entity.
Certificate recipients who adhere to the terms of the certificate, 5 day 4 night cruise out of one of the six designated ports including time of year sailing, 4A interior stateroom, double occupancy with no room upgrades or extension of travel time can expect to pay $19 per person registration fee or $38 plus $39.60 per person per day or $396 for a total of $434 in registration fees, port charges, taxes, customs, and fulfillment fees. Certificate recipients are responsible for any applicable incidental/gratuity charges and/or fees charged by the cruise line. See the Cruise Certificate for Two for full details.
Available only to members in good standing who qualify for and obtain a new vehicle loan of at least $15,000. Rates and terms vary based on individual creditworthiness and underwriting standards. Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Members are responsible for all federal, state, local, or other assessments that may be associated with or imposed upon the recipients of the Cruise Certificate for Two. Void in any state where prohibited. *Other loan restrictions and restrictions on award availability apply, see Insight Credit Union for further details or call 407.426.6000 or toll-free 888.843.8328.
*Members can receive a Cruise Certificate for Two when they finance a qualifying new or used auto loan or refinance their existing auto loan from another financial institution with Insight Credit Union. Minimum auto loan amount of $15,000.00 to qualify. Must be a direct auto loan. Indirect or dealership loans are not eligible for this promotion. Receive a 0.25% auto draft discount when you auto draft your payment from your existing Insight Credit Union checking account. The auto draft discount will be deducted from your actual rate to determine your final rate. All new checking accounts must be verified and approved through ChexSystems to be eligible for the 0.25% APR auto draft discount. Loan application subject to a $30 Application Fee. Approved refinance auto loans subject to a $74.75 Lien Recording Fee. Loan subject to normal underwriting guidelines. Interest accrues from the date of contract. Existing Insight Credit Union auto loans are not eligible for refinance or the Cruise Certificate for Two. Other restrictions may apply. Offer valid August 1, 2018 through October 31, 2018 or while supplies last. Offer could be withdrawn at any time.