Incentive Checking Account (S49)
Haven’t you sometimes thought that your financial institution should be paying you for the privilege of managing your money? At Insight Credit Union, we’ve designed the Incentive Checking Account to do just that.
- High interest paid on every dollar of your average daily balance up to $15,000
- No minimum to open
- No monthly service charge
- No minimum balance required
To earn the level of high interest, there are just a few things you need to do:
- Have a valid email address on file
- Use eStatements
- Make a minimum of 3 Bill Pay transactions post to your account each month
- Make a minimum of 8 SmartCheckTM Debit Card point of sale transactions using your signature each month
If you are unable to meet the criteria each month, don’t worry. You won’t be charged some hefty fee. You will just receive a more modest interest rate on your average daily balance. And the transaction counters reset after the close of business on the last business day of each month, so even if you don’t receive the high interest rate one month, you can still qualify the next month.
Please keep in mind the close of business is 6pm on the last business day (Monday - Friday) of the month. If transactions are posted after 6pm on the last business day, they will count toward totals for the following month. The minimum age to open a checking account is 13.