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Credit Cards

Regardless of how many credit cards you may already have, an Insight Credit Union credit card can save you money and make your life even easier. With low fixed rates, no annual fees, worldwide acceptance, immediate access to cash, and automatic payment options, Visa® Platinum is second to none. As an Insight Credit Union member, you are invited to apply today...and add even more value to your Insight Credit Union membership.

Insight Visa® Platinum includes:
  •     Really low rates
  •     No Annual Fee
  •     25-Day Grace Period
  •     Rewards Program
  •     Annual Summary Statement
  •     Auto Rental Insurance
  •     Travel and Emergency Assistance
  •     Travel Accident Insurance
  •     Warranty Manager

To apply for an Insight Credit Union Visa® Platinum, log in to Insight Online and click on "Loan Application" or click here to download a copy of the application.

UChoose Rewards® Program

Say goodbye to waiting forever to earn enough points to redeem. Say farewell to mediocre redemption options. Say hello to UChoose Rewards® – a rewards program that’s based on giving you millions of choices on what you get for all the points you earn. There’s never been a better time to start using your Insight Visa® Platinum credit card for all your day-to-day needs. How does UChoose Rewards® work?

Earn 1 Point for Every $1 You Spend Every Time You Shop - Watch your points add up each and every time you use your Insight Visa® Platinum credit card for your purchases. Simply use your card at gas stations, supermarkets, drugstores, malls, and anywhere else and just keep earning. The more you spend the more you earn.

Redeem Points for Millions of Items - Use your points to choose from a wide array of products to travel experiences and activities, event tickets, and much more! See a complete list of rewards at

If you plan on using your credit card while traveling outside of the U.S. please contact a Financial Services Representative at 407.426.6000 or toll-free 888.843.8328.

Please mail Visa® Platinum credit card payments to:

Insight Credit Union
P.O. Box 2711
Omaha, NE 68103-2711

Visa® Secured Credit Card

Insight Credit Union offers a Secured Credit Card to members who may not qualify for an unsecured card to establish or re-establish their credit.  Our Secured Credit Card offers a fixed rate of 17.99% APR, no matter what your credit score.  There is no annual fee and a 25-day grace period on purchases.

The best part, the total amount of your credit limit is equal to the dollar amount in your Secured Credit Card Savings account.  Your credit limit is specific to your financial situation allowing you to safely and easily establish or re-build your credit without the risk of getting in over your head.  It’s great first credit card for college students and can mean a fresh start for members looking to repair their credit.

To apply for an Insight Credit Union Visa® Secured Credit Card, contact a Financial Services Representative at 407.426.6000 or toll-free 888.843.8328.

For more information on the Verified by Visa program, click here.

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