At Insight Credit Union, the security of member information is a priority. Every day, unscrupulous individuals are busy developing new scams targeting the unsuspecting public and one of the best ways to avoid fraud is to become an educated consumer. Our Security Center offers a variety of valuable materials regarding information security. Be sure to check back often as content is updated regularly.
With the holidays in full swing, lots of you are spending time with family and friends, and enjoying the season of giving. Unfortunately, scammers are enjoying this time of year by capitalizing on our desire to make Christmas memorable for our children and loved ones. Scammers set up fake Facebook pages, Instagram sites and Twitter profiles offering the latest “it” toy or gadget. Don’t fall for it!
Here are a few simple steps you can take to keep the Christmas season from being open season on your personal information.
- Never download anything you don’t need.
When people are tricked into installing something on their computer, they can unknowingly send personal information to a scammer.
- Before you click any downloadable link, ask yourself three questions:
Do I know the company that produced this software?
Do I trust the person who sent the link?
Do I need this software for my daily life? If the answer to any of those questions is “no,” close the browser immediately. If you doubt the safety of a piece of software, don’t download it. These rules apply for every device you use. Your phone has as much personal information on it as your PC does; safeguard both!
- Double-check when shopping online.
Many scammers have taken a more conventional route: They promise goods, take the payment, then don’t deliver the goods. While this scam is common year round, the holiday-shopping insanity makes more people more vulnerable.
- If you must shop secondhand, try to deal locally.
Never send payment through unsecured means, like a cashier’s check or wire transfer. Meet your buyer in a public place, and always inspect the goods before paying.
Here are some other articles you may find helpful:
Jury Duty Scams
How to Create and Keep Strong Passwords
Look Before You Pump